The new website Finsquare, insurance
Finsquare out insurance for lenders: the site becomes the second to launch coverage (prexem being the first, at least to my knowledge).
Sommaire
Priority information on the wealth – and site – finance.com
This morning raising me I just got a message by members of Finsquare l´equipe l´un. Indeed following my article l´equipe sometimes contact me for any corrections/news. PS: no I’m not paid by Finsquare but I sponsor, and voluntarily for this site, because I personally recommend (a good chunk of my money is on this site and I take the same risks as l´investisseur lambda). What m´a said c´est that given exponential growth than is currently Finsquare, it y’ has some changes regarding the duration and the amount borrowed. The time can vary from 1 to 24 months and the borrowed sum between 3000 and € 100000. They will also put in place an insurance for lenders from September 1st.
I am therefore leaning on l´assurance, indeed any questions come quickly: j´utilise this, the method of the QQOQCCP (for « who? What? Where to? When? How? How many? Why? «), which is an acronym summarizing an empirical method of questioning to be certain d´analyser correctly this new.
Which
The partnership is done with Gras Savoye insurance broker (I do not know l´entreprise). The company Gras Savoye was born in Lille in 1907 of the encounter between Pierre Savoye and Gustave Gras. Good serious m´a l´air ca.
- Turnover: 543,6 million euros of turnover consolidated (2013)
- Strength: 3 800 employees
- More than 2.2 million beneficiaries of health costs, pension and retirement contracts managed in France and abroad
- More than 550,000 vehicles insured
What
L´assurance covers the death or total loss of autonomy of the legal representative of the borrower as well as the reorganization or the liquidation. As qu´investisseur c´est recovery and liquidation that interests us, to see what that contain exactly the terms of l´assurance.
Where
On investment in Finsquare
When
As early as September 2015
How
Doing nothing d´apres what I understand.
How many
Free for investors. The warranty is not total, however, insurance covers half of the amount loaned and this insurance is valid until 18 months after an excess of 6 months.
Why
Probably the easiest question: to attract more visitors and cut l´herbe of competitors! The French are strongly risquophobes (they have a strong aversion to risk and they are fleeing the risk like the plague). The platform that offers this kind of ‘plus’ therefore has a definite competitive advantage.
Possible consequences:
More d´investisseurs, so more competitors to have juicy rate for investors. It may d´y have a lower rates as on old U.S. platforms,.. .or not.
Conclusion
I think c´est a case to follow, because it promises a friendly suite. Why the site offers a sponsorship + insurance + attractive rates? In my opinion, there is a financial support behind. In fact the market is growing strong, d´ici little (a few years), there will be clusters as in the telecoms and only a few sites will survive, finsquare is on its way to carve a good share of the cake.
Fact sheet finsquare: https://richesse-et-finance.com/test-avis-finsquare/
Inscription: https://www.finsquare.fr/preter/inscription?coupon=julien_floer@hotmail.fr
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