ClubCard10 is a Spanish MLM program led by Mr. Sergio Sánchez, President and CEO of the company that has existed since 2012 in Spain and begins its international expansion with the translation of the web site in English, french, German, Portuguese and Italian.
This program is intended both to individuals wishing to obtain a complement of income and tourism professionals wishing to develop their business with services and an attractive remuneration.
- 1 My opinion on clubcard10 after an attempt to test, a scam
- 1.0.1 No control by regulatory authorities
- 1.0.2 A model that does not sell anything
- 1.0.3 An incomprehensible award
- 1.0.4 Recruitment at l´americaine
- 1.0.5 Recruitment is mandatory
- 1.0.6 14 levels is too crowded
- 1.0.7 A site that has already fallen, its end is already close if it is a ponzi
- 1.0.8 No gains on direct sales
- 1.0.9 It gives the impression qu´il n there is nothing for sale!
- 1.0.10 Finally a manager who, for now, has created many companies
- 1.0.11 A withdrawal to the card, only for control you
- 1.0.12 Why Club Card 10 does not publish its accounts?
- 1.0.13 That references this site?
- 1.0.14 Inconsistency in the way to show partners
- 1.0.15 Inconsistencies in the funding system itself!
- 1.0.16 Not really important capital
- 1.0.17 Comment on other sites:
- 1.0.18 A site that already pays more properly
- 1.1 http://www.devenir-rentier.fr/t10193-3 InvestisseurHeureux (this is the administrator) hoping that the administrator in unwilling me to have made large screenshots that is not fair play but there I is bored
- 1.2 conclusion
- 1.3 What you may actually
- 1.4 Reminder of caution l´AMF published March 12, 2014
- 2 Look at the difference with the good sites of my investment as item: credit.fr, bolden, Lendix, crowdimo, pretup, finsquare
There are 6 licenses at ClubCard10:
- Partner: cost EUR 260
Includes: 10 Tickets Club (tourist Reservations at wholesale prices)
10 Booking Coupon (booking with discount offer)
100 team Point
10% binary (binary to the partner network Points)
€30 bonus direct (for the sponsor)
1 global Sells Position (global positions in matrices).
- Promoter: cost EUR 600
Includes: 20 Tickets Club (tourist Reservations at wholesale prices)
20 Booking Coupon (booking with discount offer) – 150 Team Point
15% binary (binary to the partner network Points)
€150 direct bonus (for the sponsor)
2 global Sells Position (global positions in matrices).
- Professional: cost 1150 EUR
Includes: 30 Tickets Club (tourist Reservations at wholesale prices)
30 Booking Coupon (booking with discount offer) – 250 Team Point
20% binary (binary to the partner network Points)
€300 bonus direct (for the sponsor)
3 global Sells Position (global positions in matrices).
- Web agent: cost 2750 EUR
Includes: Agency Online (Hotels y cruises)
40 Booking Coupon (booking with discount offer)
500 team Point
25% binary (binary to the partner network Points)
€ 500 bonus direct (for the sponsor)
4 global Sells Position (global positions in matrices).
- Online agency: cost 4950 EUR
Includes: Agency Online (full)
50 Booking Coupon (booking with discount offer)
100 team Point
30% binary (binary to the partner network Points)
€800 direct bonus (for the sponsor)
5 global Sells Position (global positions in matrices).
- Travel agency: cost 16000 EUR
Includes: Agency Online (full)
1000 Booking Coupon (booking with discount offer)
30% binary (binary to the partner network Points)
€ 2,000 direct bonus (for the sponsor)
Agency physical (branch official Clubcard10).
Members can purchase a number of packs depending on their license.
Example: a member with license partner at 260 euros may buy up to 3 packs partner for a maximum monthly income of 600 euros.
A promoter member can get up to a maximum monthly income of 3400 euros on its packs, a € 15,000 Professional and a web agent 26 000 euros.
All Member partners enjoy discounts negotiated by ClubCard10 on domestic and international flights and overnight stays in hotels anywhere in the world. In return, it is asked to do the promotion of services ClubCard10. Except that l´on n´a not the names of the signs[/sociallocker]
Each Member must open its binary in the 2 months following its accession i.e. sign up two new members (entries are by the sponsor on its back office).
C´EST where it hurts the most, this is what I find a sponsor
The remuneration shall be paid every Tuesday on back office and can be removed via a MasterCard-withdrawal of Spanish BBVA Bank or by bank transfer within 15 working days.
To register you must contact the person who invited you to a presentation,
Headquarters: Calle Gabriel Miro, 3
Dos Hermanas, Sevilla 41704
My opinion on clubcard10 after an attempt to test, a scam
Already impossible to really register or purchase a product, but hey you can quickly feel the eel. Tipped ud account seems more to be a scam, a Ponzi scheme and a scam than anything else.
He n y no labels of control of the authorities, yet not very difficult to imitate for a forger, but very difficult to actually achieve. I am sure that the owner doesn't know even not.
A model that does not sell anything
In fact that actually sells that company? Who are its customers? Have you tried d´acheter something concrete at home? I mean something other than packs.
In fact I even n´arrive not to buy packs.
They sell the work at home in background, first time I see a company that sells work and not a product on its site… Try to purchase as external consumer product… impossible
An incomprehensible award
Proposed performance is clearly incomprehensible compared to serious offers. The packs do specify nothing.
Recruitment at l´americaine
It must go through recruitment sessions if I understand correctly.
Recruitment is mandatory
I read everywhere presentations like what to start with 2 partners (? need to find two godchildren who in turn will have to find two godsons etc…)
"CC10 leaves us 10 weeks for it, otherwise they cease to pay you. And payments resume when you have your two referrals…".
With the terms that are given there, it fits the definition of a Ponzi scheme model, to confirm I invite you to get specific answers on 'your' activity by contacting the following organizations for your safety.
- Federation of direct selling
- Verify the accounts in the register of business Spanish
- check the license travel agency.
14 levels is too crowded
Here is an example with 6 people, with two.
1 person recruits 2 total pyramid 3
2 people recruit 4 total 3 + 4 = 7
4 recruit 8 total 7 + 8 = 15
16 total 15 + 16 = 31
32 total 31 + 32 = 63
254 = 2 power 8
so it's 2 x power
2 power 14 it is 16384, plus all previous people who gives if you did the calculation and that you find the trick (2puissance 15)-1 = 32 767
A site that has already fallen, its end is already close if it is a ponzi
Indeed it must recruit still more, the site recruits less (based on usage, even if this doesn't mean anything (more conversion, but fewer people, but it is unlikely here, nothing comes in this sense) this leaves a clue that the site is less popular, so he recruits less and as he certainly needs still more world…) It is cooked.
No gains on direct sales
It gives the impression qu´il n there is nothing for sale!
A company or a contractor who performs an activity of type "travel agency" without be registered in France
CIAN 426410-2 this company licence number is invalid in France (https://registre-operateurs-de-voyages.atout-france.fr but good after it is a Spanish company). good here I don't m´y know.
Finally a manager who, for now, has created many companies
- It seems even qu´elles are without actual activities.
|CLUBCARD10 INTERNACIONAL EUROPE SL||ADM. Unico||17/09/2015|
|PRODUCTS NATURE INTERNATIONAL SL||ADM. Unico||16/09/2015|
|SANGOSA INTERNACIONAL SL||ADM. Unico||21/08/2015|
|CLUBCARD10 INTERNACIONAL MARKETING SL||ADM. Unico||03/12/2014|
|INTERNATIONAL EXPANSION GROUP OF BUSINESS SL||ADM. Unico||10/02/2014|
|BOOKING CLUBCARD10 INTERNACIONAL SL||ADM. Unico||27/01/2014|
|TRAINING CLUBCARD10 INTERNACIONAL SL||ADM. Unico||27/01/2014|
|CLUBCARD10 INTERNACIONAL SL||ADM. Unico||08/07/2013|
|TRAVEL LUXURY WORLD SL||ADM. Unico||03/02/2011|
|ARIES MARKETING CONSULTING SL||ADM. Unico||29/07/2010|
|MARKETING TRAVEL INCENTIVE SL||ADM. Unico||2008-12-23|
A withdrawal to the card, only for control you
The withdrawal is à la carte, but they will be more and more slow and fail at the end. It is sufficient that they do send you the map to control disbursements.
Why Club Card 10 does not publish its accounts?
Yeah there is the official version, a young company etc and the real version, IE accounts need not be audited (that is to say controlled) car it y of things to hide.
That references this site?
As usual no major newspapers, no serious sites.
Green one site that says that it is a scam, in red the sites that sponsor and are therefore interested (note the names of the sites).
Grey, not yet noted.
No newspapers (le monde, the figaro…) on this success story, it is suspect
Inconsistency in the way to show partners
As suggests well the http://stopmensonges.com/ site, when you ride a company, the first thing to do is to give credit by posting publicly partners and clients that you start to sign.
An advertising agency has one side of the partners (suppliers, as shown on the site, coca coca insane work with be it push) which are the websites with which you sign agreements to manage and sell their advertising, and on the other locations listed you have customers you sign (the advertisers).
It is especially important for a company that starts to post on its website the list of its partners and its biggest customers. Beonpush not published any of the two.
Inconsistencies in the funding system itself!
Still in the same site, but the point is important and relevant.
When you want to finance a company, you have several options…
Or, you call to private investors.
Either you use professional investors.
Either you are a credit to the Bank.
On average, a bank will take you between 5 and 9% interest rate. Can be more.
A professional investor takes you your company shares, either request on average 10 to 15% interest, it can be also a mixed both with option of exit of the capital once a set amount has been repaid by the company to the investor.
The only reason that would cause a company to choose a system of participatory financing from individuals and at a rate of 150% of the capital invested + % on its affiliates is that this company has failed to convince a bank or a private investor or pro… Therefore, that society does not profit on its activity. Otherwise why choosing 150% refund rather than 5-15%. This makes no sense economically!
Not really important capital
The Spanish company claims to be solid, with 5 million customers and a 10% ROI / week (Yes per week!) with a president who has spent more than 13 years in large companies. Everything is there: company – Clubcard10 France http://carteclub10.fr/societe/
A few facts:
1 / the empty premises: I love the photos of their premises of their "multinational"
It throws, isn't it? look a little better and you'll see that behind the beautiful stickers, the premises are empty… but as on their page the photo is very small, it is not!
2 / a society with not even 2 years of existence and a capital of EUR 3000
BOOKING CLUBCARD10 INTERNACIONAL SL, SEVILLA – informs comercial, of riesgo, financiero y mercantil.
CLUBCARD10 INTERNACIONAL SL – empresa informed (recognize that they are transparent as they provide this link on their page)
3 / a society that is defined as a (large) travel agency without be registered in France (which is illegal) and specifying a non-existent CIAN 426410-2 licence number (http://carteclub10.fr/wp-content/upload… – by – JP.pdf p.6)
https://Registre-operateurs-de-voyages.atout-France.fr/ (unable to find)
4 / a page on their http://carteclub10.fr/team/ team which gives no information on the team but with a RIB to make a transfer at the top of the page. Such irony is just fabulous!
5 / a Sergio Gonzales Jesus Sanchez unknown president who has mounted to the empty shells with EUR 3 000 of capital since 2009 http://www.empresia.es/persona/sanchez-… gio-jesus.
What more? Personally I see a sign with "pigeons" written in flashing red uppercase…
Comment on other sites:
Therefore a company would be willing to pay €480 / week so a person, with the same IP address, click 7 hours / week on Google links.
Be paid €120 / hour for clicking on links Google. 🙂
What a joke.
http://www.devenir-rentier.fr/t10193-3 InvestisseurHeureux (this is the administrator) hoping that the administrator in unwilling me to have made large screenshots that is not fair play but there I is bored
It is because the author of the site (Bertrand Kervella) has changed its conclusion in haste, but left article almost identical to continue to benefit from SEO Google.
"A few weeks/months ago the conclusion indicated exactly the opposite: bcp of benefits to"invest"in Club Card 10 (obviously implied taking as Godfather…)" and it was necessary to compete.
Finally, after the promotion of Club Card 10 months, it has completely removed the page of his site…
The (unpublished) comment that I had left at the end of the article, reminding him of his responsibilities for having promoted and have participated in a scam manifests no doubt contribute."
the Administrator said that because the site sponsors many more than doubtful sites:
but good you understand why it is still there after all these years because it has tokyo despite all references more than dubious.
What you may actually
In addition to losing your money, there are much larger risks.
The attempt to gain money from abnormal and easy way, in particular leaving manipulate (social engineering), eventually lead to getting you ripped off (419 fraud…), does not make you a victim but an accomplice.
No person shall avail itself of his own depravity.
In a very good video documentary of the 05.02.2013 – facing the Internet mafia, there is, among other things, an interview of a woman sentenced for aiding and abetting active money laundering after being trapped in an engineering social operation.
But in addition, the pyramid (process says the "snowball" or the "silver chain") is prohibited in France since 1953 (Article L 122-6 of the Code of consumption 1 ° and 2 ° paragraphs). This text was supplemented by an act of 1 February 1995 (3 ° and 4 ° paragraphs) which specifies the prohibitions on sales channels. Since that date, a company which fails to comply with this regulation and allegedly illegal practices would be condemned.
Under French law, «it is forbidden to propose a person to collect memberships or to register on a list requiring her the payment of any consideration and in him doing hope financial gains resulting from a geometric progression in the number of persons registered or recruited» (art. L. 122-6 and art. L. 122-7 of the code of consumption) and "this prohibition is subject to penalties of fine or imprisonment. »
The correctional tribunal of Albertville for example sentenced to penalties of four to ten months in prison suspended 33 Savoyards who participated in a money game akin to a Ponzi pyramid, was learned from the Prosecutor's office.
These sentences for fraud, was accompanied by fines between 4,500 and € 20,000. Four other defendants were fined with simple fines.
Penalties for the offence of fraud
First of all, it should be recalled that the prescription of the scam is acquired after a period of three years from the day of the return of the coveted thing.
The maximum penalties for fraud are:
-For natural persons: 5 years ' imprisonment, €375,000 fine and ban or confiscation of certain rights.
-For legal persons: €1.875.000 fine as well as the penalties provided for in article 131-39 of the criminal code.
The attempt is punishable by the same penalties.
The penalties are raised to seven years in prison and €750,000 fine when the scam is carried out:
-By a person vested with public authority or a public service mission, in the exercise or on the occasion of the exercise of its functions or its mission (article 313-2 – 1 ° of the criminal code);
-By a person who unduly takes the quality of a person vested with public authority or responsible for a public service mission (article 313-2 – 2 ° of the criminal code);
-By a person who appealed to the public to the issue of securities or for fundraising purposes for humanitarian or social assistance (section 313-2 – 3 ° of the criminal code);
-To the detriment of a person whose particular vulnerability, due to his age, illness, infirmity, physical or mental disability or a State of pregnancy, is apparent or known perpetrator (article 313-2 – 3 ° of the criminal code).
The penalties are raised to ten years in prison and €1,000,000 fine where fraud is committed in organized band.
This want to say that if sponsor you what-qu´un you are liable of Delia d´escroquerie is organized band, if this bleaching is.
Custody can be extended "as an exceptional measure" up to 96 hours, a search outside of legal hours (after 9 pm and before 6 a.m.), wiretaps or video recordings made without the knowledge of the persons concerned.
Money laundering is to conceal funds from illegal sources (drug trafficking, theft, fraud (including pyramid selling), selling weapons, robbery, tax evasion,…) by reinvesting them in legal activity (real estate, restoration, etc.). IT
The objective of the author of money laundering is to facilitate the false justification of the origin of these sums to the authorities. In practice, money-laundering "dirty money" may appear in the form of different mechanisms, as for example the establishment of false invoices between several companies.
In France, money laundering is punishable under article 324-1 of the penal Code which provides for a sentence of 5 years in prison and a fine of € 375 000. This sanction may be increased in some cases. For example, the penalty is increased to 10 years imprisonment and 750000 euro fine in two cases: when money laundering is committed habitually or by using the facilities provided by the exercise of a professional activity and when it is committed in organized gang. For a complete point on penalties, see articles of the penal Code concerning simple laundering and aggravated laundering.
Of more specifically to the pyramids:
French law, by article L122-6 of the Code of consumption, banned pyramid schemes because it prohibited: the violation of this prohibition is, at the end of article L122-7 of the same code, punishable criminally liable to a maximum fine of 4,500 euros and/or imprisonment for one year. The offender may be, in addition, sentenced to reimburse those clients that will not be met, the sums paid by them.
The most famous simple pyramid schemes, include chains of gifts (we invite you to make a donation and to rotate the chain), or even systems of Cavalry (financial montage in which the capital of the new entrants is used to pay interest to earlier investors).
Ponzi: died in misery
Madoff: sentenced to 150 years in prison
Get easy, 300 000 vistimes sponsors continued see http://geteasy-way.eu/#new50 also http://www.lefigaro.fr/argent/2015/04/22/05010-20150422ARTFIG00140-une-arnaque-aux-investisseurs-fait-plusieurs-dizaines-de-milliers-de-victimes-en-france.php and http://www.tahiti-infos.com/Arnaque-internationale-Get-Easy-une-centaine-de-victimes-en-Polynesie_a120868.html
Other pyramids: prison for participating http://www.liberation.fr/societe/2014/02/03/prison-avec-sursis-pour-avoir-participe-a-une-pyramide-de-ponzi_977529
The largest history 21/02/2016 nearly 1 million Chinese were victims of a financial scam on a platform of loans between individuals for 7.6 billion. http://www.latribune.fr/Economie/international/chine-une-chaine-de-Ponzi-a-7-6-milliards-de-dollars-Mise-au-jour-547524.html
and for those who have forgotten to declare earnings
: Tax evasion is to escape or attempt to escape the tax by any means. The author of tax evasion can be apply tax and criminal penalties. The fact of hiding income or taxable property exposes you to tax penalties. Answer the subsequent questions and answers will be displayed automatically you are the author of a tax fraud if you deliberately use some methods to escape or attempt to escape, partly or completely, to the tax. As such, are considered as fraudulent behaviour:
- a deliberate Declaration, failure
- a voluntary concealing of property or income subject to tax,
- the Organization of insolvency,
- more generally, any manoeuvre aimed at obstructing the recovery of tax.
If the IRS detects fraudulent behavior, it can initiate criminal proceedings after the opinion of the commission of tax offences. Regardless of the tax penalties, the author of tax evasion is liable:
- €500,000 fine
- and 5 years ' imprisonment.
These sentences are increased to €2 000 000 fine and 7 years ' imprisonment when the acts were committed in organized band or grace to:
- the opening of accounts or the purchase of contracts with organizations established abroad.
- the interposition of persons or bodies established abroad, screen
- the use of a false identity from false documents (or any other false),
- a direct debit or a fictitious or artificial act abroad.
If the company does not have the permissions to sell financial products.
You are also sure to lose your job (yeah your boss does not keep a known crook) and as there is a folder in the criminal records, many professions are prohibited.
With a hole of 10 year on the CV, it will be difficult to find a job.
Do not forget that it is the loser of the trial that pays lawyers of the winner (see http://www.cidj.com/frais-de-justice-qui-paie-quoi/fin-d-un-proces-qui-paie-les-avocats-et-autres-frais-non-compris-dans-les-depens)
- If you want that your opponent will reimburse these costs, must be that your lawyer requested at the trial. Indeed, instead costs, for which the judge pronounces, it shall consider the question of justice fees if counsel requested expressly in respect of article 700 of the Code of civil procedure.
- If you are prosecuted before the criminal judge, you may be ordered to pay the victim costs counsel or bailiff that she incurred to defend (art. 475-1 of the Code of criminal procedure).
Reminder of caution l´AMF published March 12, 2014
AMF cautions public against investment offers promising exceptional yields relying, visible or otherwise, on the establishment of a system of recruitment, membership or sponsorship. Very attractive appearance, these offers are dangling high gains that are unrealistic. They usually hide's actual scams for laundering money and in most cases, in some cases, loss of the placement of departure for the saver.
This type of installation can take various forms: trading on the Forex market (via an unauthorized FOREX platform), or mail order of goods or services. The goal for these companies is to continuously recruit new members added to existing members. The latter recruited bring new funds entering, which are partly donated to the former members to gain and maintain their confidence: this is what is called a pyramid. Media and internet in particular, neighbourhood, "word of mouth": recruitment may be done in various ways.
The device lasts as long as new recruitments are possible. When it collapses, sometimes quite rapidly, members typically lose the entirety of their bet in favour, often the single initiator and his accomplices.
The AMF calls savers to the utmost vigilance and invites them to:
- Do not respond to this type of offers and do not relay them to third parties;
- In the case of fraud, victims must file a complaint and provide all possible information to the competent judicial authorities (references for money transfers, identified contacts, addresses, emails or emails, etc.).
In General, the AMF advises investors to follow the following rules before any investment:
- No commercial speech should make us forget that there is no investment offering high returns with no risk;
- Learn about the legality of the financial intermediary that offers the product by consulting the list of the establishments authorized to operate in France (http://www.amf-france.org > high-speed access > savings products approved (GECO)). To ensure that the intermediary who offers products or financial services is allowed to operate in France, you can consult the list of service providers for eligible investment (https://www.regafi.fr) or the list of permitted in category Advisor investment financial (CIF) or equity investments (PAC) (https://www.orias.fr/search) Advisor.
An intermediary not authorised is subject to criminal penalties.
To answer the questions and queries of savers, the AMF provides its site internet http://www.amf-france.org or the savings Info service 01 53 45 62 00 from Monday to Friday from 9 h to 17 h.
Institute for the financial education of the public (IEFP) provides investors with a presentation of systems of pyramid selling on its Web site: www.lafinancepourtous.com/Decryptages/Articles/Systeme-de-vente-pyramidale
To denounce (sponsors, proof of payment, site touting live Ponzis): https://www.internet-signalement.gouv.fr/