{"id":6085,"date":"2015-11-01T21:01:41","date_gmt":"2015-11-01T21:01:41","guid":{"rendered":"http:\/\/richesse-et-finance.com\/?p=640"},"modified":"2016-04-23T13:07:04","modified_gmt":"2016-04-23T12:07:04","slug":"requirements-a-stable-investment","status":"publish","type":"post","link":"https:\/\/richesse-et-finance.com\/requirements-a-stable-investment\/","title":{"rendered":"Requirements: a stable investment"},"content":{"rendered":"A bond is a security title of receivables (debt) representative of a loan. Giving entitlement to a refund plus d\u00b4interets, the obligation is transferable and therefore subject to a rating on a stock exchange or a secondary market. A c\u00b4est obligation debt Take a person who is a real estate credit, this person will therefore pay to the lender interest and repay the capital loaned. This repayment of capital and interest is nothing d\u00b4autre qu\u00b4un paper requiring the person who borrowed to repay. For the lender it is therefore an obligation of reimbursement at a rate agreed d\u00b4avance. An obligation is therefore nothing d\u00b4autre than that, c\u00b4est to say ready d\u00b4un refund. When l\u00b4on subscribed to an obligation, it lends money to the issuer from the requirement. The latter has a debt to the creditor; It undertakes to repay the maturing obligation. A c\u00b4est a duty title marketable debt instrument that corresponds to the amount of a loan. Generally bonds are issued by: \u2022 a State in its own currency \u2013 referred to as borrowing of State; \u2022 a State in a currency other than their own – one speaks then of sovereign obligation; \u2022 a company from the public sector, a public body, a local community – it is considered an obligation of the public sector; \u2022 a private company, an association, or any other person. In general d\u00b4etats bonds are less risky and therefore less relevant, often considered that l\u00b4obligation d\u00b4etat is a requirement without risk, but this is definitely an error (see l\u00b4article http:\/\/richesse-et-finance.com\/gouvernement-aux-abois\/). The different types of bonds There are several types of bonds: \u2022 Fixed-rate bonds: the interest rate and the frequency of the payment of interest shall be fixed at the issuance of the obligation. Remuneration is therefore regular until the maturity of the obligation. \u2022 Variable-rate bonds: interest rate is indexed to a benchmark rate of the market, plus a fixed rate. \u2022 The zero coupon bonds: they do not give rise to any payment of interest but are reimbursed at a price higher than the issue price. \u2022 The unique coupon bonds: coupons (interest) are capitalized and paid only once at the maturity of the obligation. \u2022 Convertible bonds: these bonds can be exchanged for shares of the issuing corporation terms laid down at the issuance of the obligation. \u2022 Actions (bond) warrant bonds: these are obligations to which are attached one or more warrants to subscribe for new shares of the issuer. Advantages: \u2022 Income: most bonds guarantee investors a regular intake of fixed income. The redemption price and the interest are known to show and do not change during the life of the bond. \u2022 Diversification: bond allow for equity investors to diversify their investments and to compensate their possible downside risk. Indeed, the performance of shares and bonds often evolve in opposite directions. \u2022 Protection: bonds that pay a fixed income allow investors to hedge against the risk of economic recession or deflation. For their part, debt instruments linked (suite\u2026)<\/a>","protected":false},"excerpt":{"rendered":"

A bond is a security title of receivables (debt) representative of a loan. Giving entitlement to a refund plus d\u00b4interets, the obligation is transferable and therefore subject to a rating on a stock exchange or a secondary market. A c\u00b4est obligation debt (suite\u2026)<\/p>\n

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