Credofunding: test and notice of the Catholic crowdfunding with lending platform

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Menu Credofunding

Credo funding is a platform to support Catholic l´eglise, you will find projects that are in line with l´eglise. The platform makes donations and loans, sometimes with or without interest.

Presentation of credofunding

Credo funding is a platform to support Catholic l´eglise, you will find spiritual projects. The platform makes donations and loans, sometimes with or without interest.

CredoFunding is the participatory finance or "crowdfunding" platform that aims to support financially compatible with the Christian faith of the Christian community projects. CredoFunding is involved in fundraising campaigns but also interest-free loans or loans with interest.

CredoFunding offers media notoriety, a structure of collecting money and a relay on social networks to carry out fundraising and reach a community of 40 million Christians.

CredoFunding offers an alternative to the system of conventional financing through the development of 'crowdfunding' (literally "financing by the crowd" or participatory financing) to give meaning to your money. The "crowdfunding" or participatory finance: • can fund a project, activity, or a cause, there where now the traditional financial circuits are more fully.
• Meets strong societal trends:
• Increasing use of the Internet and social networks
• Aspiration to feelings of belonging, closeness, trust, moral, emotional and even passion. CredoFunding is intermediate in funding registered participatory to the ORIAS attesting to required skills.

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Video

Why credofunding

Conditions of eligibility and criteria for analysis and selection of projects

• Explicitly Christian projects with one-dimensional collective• projects relating to one of the four themes: Education / religious life and Christian heritage / integral ecology / Culture and creations and worn by a structure located in metropolitan France

• Involvement of promoters to keep informed on the developments of the project contributors.

• Serious found each carrying actor projects with the necessary checks:

What brings CredoFunding to the project promoter

NOTORIETY

Media exposure to any of the Christian community (40 million Christians in France)
• Awareness of the project beyond the first circles of knowledge
• Collection from geographically distant individuals
• Access to a multitude of donors or regular lenders to which the wearer can access only

SIMPLICITY
• Optimized fundraising campaign
• Innovative layout
• Valorization of the project
• A campaign managed to succeed its collection

SECURITY
• Automation of financial flows
• Very high security of transactions at a payment provider (no stream passes through CredoFunding)
• Automatic management of tax receipts and
loan contracts
• Automated management of refunds in the case of loans

What brings CredoFunding to the contributor

MEANING
• Give meaning to its supporting action
• Human project, collective adventure
• Opportunity to be in turn relay informationTRANSPARENCE
• Choose yourself which you would like to
• Access to many projects related to your community
• Invest in assets not related to financial markets

SIMPLICITY
• Automatic drafting of a contract
• Simplicity of payments online

SECURITY
• Automation of financial flows
• Automatic management of tax receipts and
loan agreements
• Automated management of refunds in the case of loans
• Very high security of transactions at a payment provider (no stream passes through CredoFunding)

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Donations

DONORS

You have free access to the site and all of its features. No operating cost is your responsibility.

Project promoters

CREDOFUNDING receives a remuneration on the part of the project BEARER whose conditions are specified below: 1. Lump sum based on the objective financial (prices excl. VAT) collected prior to the implementation of the project:

  • from € 1,000 to € 4,999: initial charge of €100
  • from € 5,000 to € 9,999: initial package of €200
  • from € 10,000 to € 49.999: initial package of €300
  • from € 50,000 to € 99,999: initial package of €500
  • from € 100,000 to € 1,000,000: initial package of €1000

2. Success fee based on the amount of realized collection (actually obtained amount) paid at the closing of the campaign:

  • from € 1,000 to € 9,999: commission of 5% HT of the performed collection success
  • from € 10,000 to € 1,000,000: commission of 6% HT of the performed collection success

3. Secure bank transaction fee (LEMONWAY) collected at each transaction:

These costs amounted to 2% HT of the collection and pay benefits technical and maintenance account of the payment institution. They shall not be reimbursed in the event of failure of the campaigns 'all or nothing' or ' threshold'.

Who can create a project in don on CREDOFUNDING?

that don

Everyone (or almost)! Whether you are:

  • a major individual,
  • an association,
  • a Foundation,
  • a company,

You have the ability to launch a participatory fundraising donation campaign.

 

If you issue a tax receipt, combined with another consideration (object or service), take care that the value of the consideration does not exceed 25% of the donation and €60 uros.

For example, for a CD that would be €25 uros on the market, combined with a tax receipt, the amount of the gift corresponding to this consideration must be greater than or equal to €100 uros.

Where the promoter chooses to propose objects or services in pre-sale in counterparties, the donation is considered as of turnover and therefore subject to VAT.

3 types of campaign

Depending on the project, the CREDOFUNDING team will determine the type of campaign that I can lead:

  • a campaign "all or nothing": if I don't reach 100% of the target, the campaign is considered to be a failure and my donors are reimbursed for their contributions.
  • a campaign "with threshold': if I don't reach minimum threshold (in % of the goal), the campaign is considered to be a failure and my donors are reimbursed for their contributions.
  • a campaign "over the water": all the amounts paid by donors during the campaign are definitively acquired by the project promoter.

Loans

Lenders

You have free access to the site and all of its features. No operating cost is your responsibility.

Promoters – borrowers

CREDOFUNDING receives a remuneration on the part of the project BEARER whose conditions are specified below: 1. Lump sum payment based on the loan amount (prices excl. VAT) collected prior to upgrading the project online:

  • 0.83% HT of the amount of the loan
  • with a minimum of €200 HT

The lump sum to pay the benefits of feasibility and creditworthiness of the project, as well as the benefits of optimized online.

2. Success fee based on the amount of loan (amount actually obtained) taken at the end of the campaign:

  • For a loan < to 48 months: commission on success of 3.60% HT
  • For a loan > or = to 48 months: commission on success of 4.00% HT

3. Secure bank transaction fee (LEMONWAY) collected at each transaction:

These costs amounted to 1.42% HT of the collection and pay benefits technical and maintenance account of the payment institution.
They are not reimbursed in the event of failure of the campaign.

What minimum and maximum amounts d´emprunt?

You can borrow between € 5,000 and 1,000,000 to€ uros.

At what rate of interest

The interest rate is determined in collaboration between you and team CREDOFUNDING, following an in-depth study of your project.

Duration

On a basis of 24 to 84 months maximum (2 to 7 years), any deferred payment to be included in this time.

There is no guarantee the loans and the amount is reached either the platform shall reimburse to the borrower

Security question:

CREDOFUNDING SAS with a capital of €10.000 uros – 807 647 615 RCS Lyon – head office: 41 rue Laure Diebold 69009 LYON – Tel: 04.82.53.84.43 – intermediary funding participatory enrolled in the ORIAS – n ° 14007012 – contact@credofunding.fr – CredoFunding is the platform of crowdfunding or participatory financing which aims to financially support projects of the Christian community.

 

Team

Eric DIDIO – founder
Eric DIDIO - founder

A graduate of Audencia, Eric specializes in financing for 15 years. He started his career at Ernst & Young before create and direct a national banking structure at Banque heritage & real estate. President of the BMT of a Catholic education school and an active member in a school out of contract, he is fully aware of the financial issues related to educational organizations. It is also very close, by his sister, of the religious community of the Pesquié developing working for several years to the building of the Abbey. Convinced of the importance of developing Christian mutual assistance through the new means of financing, Eric develops its expertise for the benefit of the Christian community.
https://www.LinkedIn.com/pub/Eric-Didio/12/504/7b6

SERVANE DIDIO (de MARTIMPREY)
SERVANE DIDIO (de MARTIMPREY)

Dynamics and contractor 10 years, Valentine has been commercial Manager at my dream in wood. She has participated in its creation and developed games and toys for carrying children from disability, project labeled "Innovator" by the Chamber of Commerce of Lyon.
Founder of 'Coup de Boost', the company realized business inputs to increase the activity of the creators on the Rhône-Alpes region.
Expertise of community manager allows it to develop the network of CredoFunding and help project promoters to make themselves known and to pass their collection.
His motto: 'life is a challenge, a happiness to deserve, an adventure trying to' mother Térésa

Anaïs FOLIOT
Anaïs FOLIOT

Graduated from ESCP in 2010, Ahmad completed an internship in sales of financial products then worked 4 years in a Parisian operational strategy consulting firm, both on missions organization and project management. She notably accompanied the little sisters of Catholic maternities in one of their fundraising projects. Engaged in several Christian associations (Christian Agency for persons with disabilities – Alliance Vita), Anaïs is well aware of the stakes of the mission today, and puts his skills to the service of Credofunding and its projects.

His motto: "Verso L'alto» Bx Pier Giorgio Frassati

THE ETHICS COMMITTEE

Brother MATTHIEU – o.praem
Brother MATTHIEU - o.praem

Holder of a graduate diploma (Master) in management and business administration, brother Matthieu between à L'Abbaye de Mondaye after 13 years of professional activity, both in real estate than in retail.
Bachelor of theology, he was ordained priest in 2007. For 10 years he manages the company founded by the Premonstratensian community to ensure economic income related to monastic hospitality (hotels) and monastic shops. In addition to his many activities inside the Abbey, he is also a Director of various associations including the Association of the friends of Jean Bosco (600 employees – 30 million operating budget – 20 sites on Department).

Alain PARRA of ANDERT
Alain PARRA of ANDERT

ISC Paris promotion 1975 and Reserve Officer, Alain Parra of Andert has 39 years of experience in the banking profession. Currently Director of group Agency in Lyon and the first Club (heritage management) for the region Rhone Alpes Auvergne in a private bank, he held the following functions:

  • Director agencies (Paris, Versailles) and then host commercial France
  • Towards individuals Marketing then Manager customer privacy of key accounts at Headquarters
  • Director of Region in Toulouse
Blaise of du PLESSIS
Blaise of du PLESSIS

AUDENCIA 2002, Blaise du Plessis started his career in statutory audit at KPMG before joining ALMA CONSULTING where he oversees teams of consultants for 9 years.
In 2013, it creates Optimum ACE, independent consultancy in optimization of payroll and tax credits.
It is also associated with Optimum artists, company specialized in the optimization of the copyright and neighboring rights on behalf of musical artists, research grant and tax credits for production companies.

Thibault RICOME
Thibault RICOME

Lawyer with Guillaume Robert lawyers, (Lexi) member 3.
Thibault Ricome advises French and foreign companies and their leaders in corporate law. He has developed particular expertise on private equity and venture capital operations and is involved at all stages of the operation to accompany the various stakeholders (investors, shareholders, executives). Thibault also provides legal monitoring of companies listed.
Specialized master Droit des Affaires Internationales et Management (ESSEC), diploma of lawyer business (DJCE), DESS of law Affairs and taxation, Magisterium of law consultancy business.

Pierre-Antoine VARIN
Pierre-Antoine VARIN

ESC ROUEN 2002, Pierre-Antoine Varin joined the Cedar in 2008. It negotiates, implements and pilot national trade agreements, for 40 million euros of annual turnover on the perimeter of the new information Technologies and telecoms.
From 2014, it is Advisor investment financial for the Cedar ethical Finance, agency focused on the ethical concerns of its customers and their search for impact.
He accompanies individuals and professionals in the choice of mutual funds and Sicav in accordance with their values.

My opinion:

Pleasantly surprised, c´est the least I can say. The site is well recorded and projects are already present. We feel that the site has been well done. Good clear I m´attendais not to make my butter on this site, but the projects are wanted. It is mainly of requests for donations, but l´eglise life of this long long except in alsace-Moselle. If you have sensitive l´ame it y of projects that will be of interest to you.

credo funding 05

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The menu is a small can for my taste and the back office one may lege for a good follow-up.

Note: what is funny c´est that compared easy up (Muslim platform that looks a lot like credofunding except that they make more in l´education but not loans with interest) uses exactly the same back office. The type which in fact l´un to no doubt l´autre.

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